As we near the end of the year, it’s always good to take time out and take stock of the risks that seem to rise during the holiday season. During the hustle and bustle, home robberies tend to increase and more cyber criminals come out of the woodwork to take advantage of people who may […]
Expressing Gratitude Can Reduce Your Stress
These days most adults and many kids are leading stressful lives. Some have more pressures than others, but stress is relative and depending on our circumstances and overall state of mind, it can have detrimental effects on our health. There are a number of ways to reduce stress, including exercise and meditation, but just taking […]
Holding a Safe End-of-Year Holiday Party
Last year, most companies cancelled their holiday parties as COVID-19 case rates started surging after the Thanksgiving holidays and as people started spending more time indoors. Cases have once again been rising in the run-up to December, so many businesses are approaching their holiday plans with the safety of their staff top of mind. If […]
Determining Who Is at Fault in an Auto Accident
Determining who is legally responsible in an auto accident requires identifying who the negligent party is. In most cases, common sense can be used to determine fault, but often drivers do not know exactly which laws were broken by the at-fault party. This makes it more difficult to prove a case to an insurer when […]
How to Handle a Premium Audit
It might be hard to fathom any type of audit being beneficial, but when your insurer conducts a premium audit for your account, it can just as important to you as it is to your carrier. When you were first issued your policy, the carrier looked at the estimated sales figures or payroll data that […]
Preparing Your Home for a Snowy Winter
The chill in the air tells you it’s time to pull out the heavy clothes and brave the falling temperatures. That chill should also tell you it’s time to perform a check of your home to ensure it can withstand the rigors of the upcoming winter. Roof – Start with a top-down approach by taking […]
How to Drive Safely in the Rain
As autumn hits its stride, it’s bringing showers and that means the roads become slick and dangerous, particularly if there is flooding accompanying the rain. When it rains, the number of auto accidents increases, even when rainfall is light. Any time the roadways are wet, there’s a higher risk of being involved in an injury-causing […]
Road Fatalities Surge; Driving While Texting to Blame
For decades road fatalities were on a steady decline thanks in large part to new technologies that have made our cars safer, like anti-lock brakes, airbags, early warning systems and better construction. Then the smartphone entered the scene and the social media addiction exploded, adding a driving distraction that some people find too hard to […]
Preparing Your Home for Fall and Winter Storms
As autumn approaches with its heavy rains and storms that are becoming increasingly unpredictable, you should start now to make sure your home is properly protected against them. If a particularly heavy storm hits, you can lose outdoor furnishings and see parts of your house damaged by winds or falling trees or branches. Also, you […]
Treat Your Insurance Policies as Valuable Assets
Even though your insurance premium payments appear on your books as an expense, you are in fact purchasing a valuable asset. The law firm of Anderson Kill recommends in a blog that companies treat their policies as assets that must be actively managed if their full value is to be realized when they are needed. […]