Umbrella policies provide extra protection beyond standard coverage, and they are available in increments of a million dollars. Sometimes known as excess liability or personal liability insurance, umbrella insurance doesn’t stand alone. Instead, it adds another layer of liability protection on top of the liability built into other policies you have, including auto, homeowner’s or […]
What Is Umbrella Insurance, and What Does It Cover?
Nobody’s perfect. That’s why should obtain a liability insurance: so, you avoid financial ruin if you accidentally cause major injuries or property damage to others. Problem is, your insurance isn’t perfect, either. That’s where an umbrella insurance policy comes in. What is umbrella insurance? Think of umbrella insurance as a safe way to cover your […]