Road debris is a common problem on America’s roadways. Most accidents caused by debris are sudden and unanticipated and can result in serious injury or death. Road debris is anything that doesn’t belong on the road, including trash, stuff that may have fallen from other trucks, branches, rubble from rockslides and other natural objects that […]
Auto Insurance
When to Reduce Your Car Insurance Coverage
Every state has minimum insurance requirements for car owners, specifically bodily injury and property damage liability. Whatever the minimums are, your insurance has to cover them no matter what, but as your car ages, you may consider scaling back on your coverage to save money. But when is the right time? Preferably when the math […]
Auto Insurers Keep Up Double-Digit Rate Hikes
Private auto insurance rates continued climbing last year with all of the country’s largest car insurance carriers raising rates by 15% or more from 2022 levels, according to a new report. The rate hikes continue as car insurers face mounting claims costs due to increasing repair and replacement costs as well as more destructive natural […]
Smartphone Use Spells Trouble for Drivers
Distracted driving has skyrocketed in the past 13 years and experts say that smartphones are to blame. People are engaging on social media apps, reading text messages and e-mails — and even watching videos while behind the wheel. The result has been a surge in distracted-driving deaths, reversing decades of declines due to vehicle safety […]
Essential Safety Features for Safe Winter Driving
Winter driving can be challenging, with icy roads, snow-covered surfaces and frigid temperatures posing significant risks to drivers. While safe driving plays a critical role, many modern vehicles come equipped with advanced safety features designed to enhance winter driving. These innovations can contribute to a safer and more comfortable driving experience in cold and snowy […]
Using Ride Services Can Save You Thousands
Using Ride Services to Your Holiday Party Can Save You Thousands. With the widespread availability of ride services, such as Lyft and Uber, there is no reason to drive to your holiday party, especially if you drink. The cost of driving under the influence can be well over $10,000, and it can also cost you […]
What’s behind Soaring Auto Premiums
Personal auto insurance rates continue increasing and even motorists who have had no accidents or moving violations are seeing their premiums climb at some of the highest rates for decades. Continuing a trend from the past six years, premiums increased an average of 17% in the first half of 2023, according to Insurify, Inc. The […]
Understanding Your Auto Insurance Policy’s Rental Car Coverage
When you car gets damaged in an accident or stolen, the repair or recovery cost is only part of the story. Without another vehicle available, your only recourse may be to rent one. The good news is that your policy may already include coverage to defray the cost of a rental. Rental reimbursement coverage only […]
Do Roundabouts Make You Nervous? Follow These Tips
More cities and towns throughout the United States are replacing four-way intersections with roundabouts to help with traffic flow and reduce the chances of accidents. While navigating a roundabout can be daunting and confusing for many people, it’s in your best interest (and that of others on the road) that you learn how to safely […]
Helping Your Teen Be a Safe Driver
If you have a teen driver, you already know you are paying more for their insurance than your own due to their inexperience and the greater likelihood that they will be involved in a traffic accident. Their inexperience coupled with still-developing judgment and the distractions of smartphone life is a concoction for a higher risk […]