As summer approaches, many families with children will buy trampolines or bring one out from winter storage so the kids and their friends – and maybe even parents – can bounce to their hearts’ delight. But while they are fun, they can also be dangerous, with 100,000 Americans seeking emergency-room treatment for trampoline-related injuries a […]
Homeowners Insurance
Own a Condo? Make Sure You Have the Right Insurance Policy.
Knowing what type of insurance you need if you live in a condominium can be confusing. After all, while you own your unit and everything inside its walls, you obviously are not required to insure the entire building, which you don’t own. It’s important that you secure the proper insurance for your unit, to ensure […]
Fix Deck Before Someone Is Injured
Everyone loves to spend time on the deck with the family or entertaining. That’s why you bought a house with a deck or you built one yourself. Decks are part of the American way of life, but they require upkeep as they are subjected to the elements all year long from hot summer months and […]
Reduce Homeowner’s Premium
With homeowner’s insurance rates on the rise, you may be looking for ways to reduce your annual premium without skimping on coverage. After all, a large portion of your net worth resides in the same place as you do. But there are a number of strategies you can use to chip away at your overall […]
Working from Home Expand Insurance as Your Business Grows
As more and more people start their own businesses, many of them start small and run the business from home. In the beginning, it might just be a side hustle to earn a little bit extra on top of their day job salary, but as it grows, your homeowner’s or renter’s insurance may not cover […]
Protecting Your Home Against Garage Fires
After the kitchen, the garage is the second-most common place in the home where fires start. There are some 6,600 garage fires that cause an estimated $457 million in property losses every year, according to the U.S. Fire Administration. The danger is that these fires, after they start, are rarely confined to the garage, easily […]
Hiring a Contractor?
When you hire contractors, electricians or other home repair specialists, you may shop around on price and go with the least expensive one. But if a contractor comes in with a bid that is much lower than the competition, it could mean they are cutting corners – and one of the top ways for them […]
Eight Insurance Cost-Saving Tips for the New Year
As the new year gets underway, now is a good time to review your home safety and insurance plans for the year. Make sure in 2023 that you make your home safety a priority, and also ensure that you get the most bang for the buck with your insurance coverage. Here are eight ways that […]
How to Keep Your Home, Family Safe During the Holidays
As the holidays approach and the merriment gets underway, don’t forget to keep your home safe from fires, injuries and burglaries. Homeowner’s insurance claims spike in November and December every year, most of them due to fires as you start sprucing up your home for the holiday season, so keep an eye out for these […]
Preventing Chimney, Flue and Fireplace Fires
As temperatures fall and you spend more time indoors in front of the fireplace, the last thing you want to think about is the condition of your chimney. Dirty chimneys can cause serious fires, which damage or destroy homes and injure people. Before lighting a fire, make sure it is safe to do so. Be […]