As homeowner’s insurance companies become more selective about whom they will or won’t cover, one element that can make or break the deal is the age of the roof. Some insurers in states at high risk of natural catastrophes are refusing to offer coverage for homes with roofs of a certain age. Some carriers won’t […]
You’ve no doubt been overwhelmed by the amount of fine print that your insurance policy has. The main reason for the fine print is to lay out in detail what the insurance company will cover in case of a claim and what it won’t. It’s important that you go through this with your insurance agent […]
Keeping Guests, Family Safe in Your Backyard This Summer Summertime is right around the corner and that means many Americans will be entertaining family and friends in their backyards. Fire pits are helping homeowners extend the backyard season, and many of today’s playsets are more elaborate than a simple set of swings and a slide. […]
It isn’t your imagination. The cost of homeowner’s insurance has been rising, even if you’ve never had a claim. Homeowner’s insurance premiums rose on average between 10% and 12% in 2023 and they are on pace for the same if not higher rate increases this year. One study found that premiums had increased 19% over […]
As summer approaches, many families with children will buy trampolines or bring one out from winter storage so the kids and their friends – and maybe even parents – can bounce to their hearts’ delight. But while they are fun, they can also be dangerous, with 100,000 Americans seeking emergency-room treatment for trampoline-related injuries a […]
Knowing what type of insurance you need if you live in a condominium can be confusing. After all, while you own your unit and everything inside its walls, you obviously are not required to insure the entire building, which you don’t own. It’s important that you secure the proper insurance for your unit, to ensure […]
Everyone loves to spend time on the deck with the family or entertaining. That’s why you bought a house with a deck or you built one yourself. Decks are part of the American way of life, but they require upkeep as they are subjected to the elements all year long from hot summer months and […]
With homeowner’s insurance rates on the rise, you may be looking for ways to reduce your annual premium without skimping on coverage. After all, a large portion of your net worth resides in the same place as you do. But there are a number of strategies you can use to chip away at your overall […]
As more and more people start their own businesses, many of them start small and run the business from home. In the beginning, it might just be a side hustle to earn a little bit extra on top of their day job salary, but as it grows, your homeowner’s or renter’s insurance may not cover […]
After the kitchen, the garage is the second-most common place in the home where fires start. There are some 6,600 garage fires that cause an estimated $457 million in property losses every year, according to the U.S. Fire Administration. The danger is that these fires, after they start, are rarely confined to the garage, easily […]
