Homeowners Insurance

Preparing Your Home for Fall and Winter Storms

Preparing Your Home for Fall and Winter Storms

As autumn approaches with its heavy rains and storms that are becoming increasingly unpredictable, you should start now to make sure your home is properly protected against them. If a particularly heavy storm hits, you can lose outdoor furnishings and see parts of your house damaged by winds or falling trees or branches. Also, you […]

Treat Your Insurance Policies as Valuable Assets

Treat Your Insurance Policies as Valuable Assets

Even though your insurance premium payments appear on your books as an expense, you are in fact purchasing a valuable asset. The law firm of Anderson Kill recommends in a blog that companies treat their policies as assets that must be actively managed if their full value is to be realized when they are needed. […]

Repair Costs, Disasters Hit Homeowner’s Insurance Premiums

Repair Costs, Disasters Hit Homeowner’s Insurance Premiums

Increasingly frequent and extreme weather events, along with rising home repair costs, are combining to drive homeowner’s insurance premiums higher. According to the Insurance Information Institute, 2020 saw the number of wildfires nationwide jump to 58,950 from 50,477 in the year prior, resulting in over 10.1 million acres burned, more than double the 2019 number. […]

How to Have a Safe 4th of July Celebration

How to Have a Safe 4th of July Celebration

Fourth of July is one of America’s favorite holidays and it’s a time to enjoy Independence Day with your family and friends. Unfortunately, every year more than 11,000 people are sent to the emergency room for fireworks-related injuries and in a typical year about eight to 10 people are killed by fireworks. On top of […]

Growing Online Risks Spur Personal Cyber Insurance

Growing Online Risks Spur Personal Cyber Insurance

As we have become more dependent on smartphones and computers to make many parts of our lives easier and more convenient, this connectivity and technology comes at a cost in terms of potential risks and liabilities. We are more vulnerable to having our personal data being hacked, our identities stolen, our computer frozen and our […]

Dog Bites and Your Homeowner’s Insurance

Dog Bites and Your Homeowner’s Insurance

There are some 63 million dogs in the U.S. and while they make for great companions and help keep our homes safe from intruders, they can also be a significant liability. About 4.5 million people suffer dog bites every year, according to the Centers for Disease Control and Prevention. Of that number, about 885,000 need […]

Remember Safety When Barbecuing This Summer

Remember Safety When Barbecuing This Summer

Every year, millions of Americans safely enjoy outdoor barbecues, but accidents do happen. According to the U.S. Fire Administration, fire departments respond to an estimated average of 10,600 home structure and outdoor fires involving grills per year. These fires cause an average of 10 deaths, 160 injuries and $149 million in direct property damage annually. […]

Protect Your Home from Water Damage

Protect Your Home from Water Damage

While most people are understandably concerned about insuring their homes against fire loss, that risk is not what causes the most losses for homeowners. Water damage is a more common threat that accounts for more claims than fire damage. Statistics show that one out of every five homes will experience some kind of water damage […]

Should you insure your wedding ring?

Should you insure your wedding ring?

Should you insure your wedding ring? Engagements are such a happy moment. Everything has worked perfectly and the bride-to-be is in love with her engagement ring. It’s a happy time in your life as a couple. No one wants to consider the possibility of a tragedy or a robbery but the truth is, anything can […]

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