The cost of buying and installing home building supplies is going through the roof, and it may leave you without enough insurance to rebuild should disaster strike. Lumber and other construction material prices have skyrocketed, and so has the cost of labor as the building industry struggles with a manpower shortfall. These issues are adding […]
Fourth of July is one of America’s favorite holidays and it’s a time to enjoy Independence Day with your family and friends. Unfortunately, every year more than 11,000 people are sent to the emergency room for fireworks-related injuries and in a typical year about eight to 10 people are killed by fireworks. On top of […]
As we have become more dependent on smartphones and computers to make many parts of our lives easier and more convenient, this connectivity and technology comes at a cost in terms of potential risks and liabilities. We are more vulnerable to having our personal data being hacked, our identities stolen, our computer frozen and our […]
There are some 63 million dogs in the U.S. and while they make for great companions and help keep our homes safe from intruders, they can also be a significant liability. About 4.5 million people suffer dog bites every year, according to the Centers for Disease Control and Prevention. Of that number, about 885,000 need […]
Every year, millions of Americans safely enjoy outdoor barbecues, but accidents do happen. According to the U.S. Fire Administration, fire departments respond to an estimated average of 10,600 home structure and outdoor fires involving grills per year. These fires cause an average of 10 deaths, 160 injuries and $149 million in direct property damage annually. […]
While most people are understandably concerned about insuring their homes against fire loss, that risk is not what causes the most losses for homeowners. Water damage is a more common threat that accounts for more claims than fire damage. Statistics show that one out of every five homes will experience some kind of water damage […]
Should you insure your wedding ring? Engagements are such a happy moment. Everything has worked perfectly and the bride-to-be is in love with her engagement ring. It’s a happy time in your life as a couple. No one wants to consider the possibility of a tragedy or a robbery but the truth is, anything can […]
Some things in life are too fundamental not to insure; car insurance and homeowner insurance are two perfect examples. Both vehicles and homes are the core of a comfortable modern life, so it’s essential to have an insurance policy that protects them. Because it’s so important, that protection doesn’t always come cheap. But no […]
I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property can be a major pain, and end up costing you a ton of money! I […]
