With homeowner’s insurance rates on the rise, you may be looking for ways to reduce your annual premium without skimping on coverage. After all, a large portion of your net worth resides in the same place as you do. But there are a number of strategies you can use to chip away at your overall […]
When you car gets damaged in an accident or stolen, the repair or recovery cost is only part of the story. Without another vehicle available, your only recourse may be to rent one. The good news is that your policy may already include coverage to defray the cost of a rental. Rental reimbursement coverage only […]
Material handling accidents account for thousands of injuries and a number of deaths each year on construction sites. They are one of the top injuries in the construction trade and can result in serious injuries and death depending on the material, the weight of the load, and the distance it falls. These injuries lead to […]
More cities and towns throughout the United States are replacing four-way intersections with roundabouts to help with traffic flow and reduce the chances of accidents. While navigating a roundabout can be daunting and confusing for many people, it’s in your best interest (and that of others on the road) that you learn how to safely […]
As more and more people start their own businesses, many of them start small and run the business from home. In the beginning, it might just be a side hustle to earn a little bit extra on top of their day job salary, but as it grows, your homeowner’s or renter’s insurance may not cover […]
If you have a teen driver, you already know you are paying more for their insurance than your own due to their inexperience and the greater likelihood that they will be involved in a traffic accident. Their inexperience coupled with still-developing judgment and the distractions of smartphone life is a concoction for a higher risk […]
One of the most common construction industry accidents is falls from heights, which is why it’s crucial that you have in place fall protection systems for your workers. One of the best ways to prevent injuries and death from falls is by using a fall-arrest system. But while these systems can save lives, they can […]
After the kitchen, the garage is the second-most common place in the home where fires start. There are some 6,600 garage fires that cause an estimated $457 million in property losses every year, according to the U.S. Fire Administration. The danger is that these fires, after they start, are rarely confined to the garage, easily […]
While winter can bring beauty and may be exciting for children who enjoy sledding and other outdoor fun in the snow, for drivers it can turn a routine trip into a treacherous journey. Snowy and icy conditions can make for difficult driving and it’s important that you are prepared and on the ball when you […]
Mold is a serious problem in a number of older homes, apartment buildings and commercial buildings. It’s often caused by poor maintenance and unchecked water leaks that over time create conditions that are ripe for the growth of the fungus. The problem is that this mold can aggravate tenants’ allergies, and there are plenty of […]
