Contractors Insurance

Protect Your Tools, Equipment Against Theft

Protect Your Tools, Equipment Against Theft

One of the biggest headaches for contractors is equipment and tool theft, as thieves regularly raid worksites after hours or steal tools from parked vehicles. They can make away with tens of thousands of dollars worth of equipment, and in serious cases it can result in project delays and workers unable to do their jobs. […]

Nine Tips for Reducing Workplace Stress

Nine Tips for Reducing Workplace Stress

Work-related stress claims cost U.S. companies $200 billion to $300 billion a year, according to the American Institute of Stress. Stress can result in a number of secondary mental and physical illnesses and direct physical injuries, which directly affects health care costs, worker productivity — and can even result in workers’ compensation claims. In fact, […]

Take Advantage of Safer Construction Devices

Take Advantage of Safer Construction Devices

Advancements are making construction workplaces safer thanks to innovative new designs that learn from the past and the weaknesses of equipment that has been used in construction for decades. Construction firms that don’t keep up with the latest in safety devices are missing an opportunity to save lives, reduce workplace injuries and avoid costly workers’ […]

Multi-Employer Construction Projects

Multi-Employer Construction Projects

Large construction projects involving multiple contractors are ripe for claims and if your company is involved in such an enterprise, one of your top priorities needs to be risk mitigation. With the specter of property damage, material losses and workplace injuries looming large, especially when there is more than one employer on a site, it […]

Careful Handling of Construction Materials

Careful Handling of Construction Materials

Material handling accidents account for thousands of injuries and a number of deaths each year on construction sites. They are one of the top injuries in the construction trade and can result in serious injuries and death depending on the material, the weight of the load, and the distance it falls. These injuries lead to […]

Construction Firm Tips for Avoiding Insurance Disasters

Construction Firm Tips for Avoiding Insurance Disasters

When you’re in the construction industry you already have lots to worry about: Keeping your workers safe in one of the most dangerous industries, uninsured or underinsured subcontractors, and finding experienced employees from a shrinking pool of talent. Not only that, but lawsuits lurk in any project, exposing you to serious losses that can threaten […]

Safety Strategies for Heavy Equipment

Safety Strategies for Heavy Equipment

The safe use of heavy equipment is critical when machinery such as bulldozers, graders or ground-moving equipment is used in the construction of new homes, bridges, shopping malls or other commercial buildings. The size and weight of these heavy machines make them extremely hazardous, and proper operation is required to avoid serious injury or death. […]

How to Handle a Premium Audit

How to Handle a Premium Audit

It might be hard to fathom any type of audit being beneficial, but when your insurer conducts a premium audit for your account, it can just as important to you as it is to your carrier. When you were first issued your policy, the carrier looked at the estimated sales figures or payroll data that […]

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