The safe use of heavy equipment is critical when machinery such as bulldozers, graders or ground-moving equipment is used in the construction of new homes, bridges, shopping malls or other commercial buildings. The size and weight of these heavy machines make them extremely hazardous, and proper operation is required to avoid serious injury or death. […]
The National Highway Traffic Safety Administration now classifies drowsy driving as “impaired” driving, putting it in the same category as driving under the influence of drugs or alcohol. The dangers of drowsy driving are real and the NHTSA estimates that it contributed to the deaths of 5,000 Americans last year. Drowsy-driving accidents cost an estimated […]
While ransomware is making the headlines as the major cyber threat for businesses, small and mid-sized organizations are increasingly being targeted by lower fraud that dupes them into wiring criminals funds, according to a new report. These funds transfer fraud crimes involve hackers gaining access to a company’s mailbox and extracting payments that go into […]
Home security alarms have come a long way over the past decade thanks to WiFi, Bluetooth and smartphone technology. These security systems allow you to monitor your home remotely and receive messages if a sensor detects motion or it hears glass breaking. Many of the systems are also hooked up to cameras that you can […]
It’s summertime and for many that means leisurely weekends on the river, lake or ocean on their boat or personal watercraft like jet skis. But just because you’re out on the water doesn’t mean there aren’t risks, to you and others or to your watercraft. But what kind of coverage do you need? Should you […]
Rates for most commercial lines of insurance are likely to continue rising going into 2022, as claims costs mount across the board. A new report from Marketscout notes that rate increases have accelerated across all major lines, but have been most pronounced in liability coverages. The composite rate for commercial insurance pricing in the third […]
The old saying goes “April showers bring May flowers.” However, those same showers can also bring something unwanted: water damage. Rain that exceeds the capacity of storm sewers, sump systems, bodies of water and the ground’s ability to absorb and hold water can cause big problems for your home, resulting in significant water damage and […]
Business insurance can get complicated. Businesses need to protect themselves against damage to their property, income they may lose if they have to shut down after their property is damaged, and the risk of lawsuits. With the risks of crime and other types of losses that separate policies cover, there can be a lot to […]
The auto industry continues to roll out new and improved safety features to protect drivers in case of an accident. The good news is that besides saving lives, if you purchase a car with these features, you may earn a discount on your insurance premium. There are a number of safety features that well net […]
While you’ve probably made some sound New Year’s resolutions for 2022, you may also want to consider a few that will give you more peace of mind and better protection. Our ideas for insurance-related resolutions can save you money and ensure that all of your important assets are properly insured. You may want to think […]
