Large construction projects involving multiple contractors are ripe for claims and if your company is involved in such an enterprise, one of your top priorities needs to be risk mitigation. With the specter of property damage, material losses and workplace injuries looming large, especially when there is more than one employer on a site, it […]
Everyone loves to spend time on the deck with the family or entertaining. That’s why you bought a house with a deck or you built one yourself. Decks are part of the American way of life, but they require upkeep as they are subjected to the elements all year long from hot summer months and […]
Annual Insurance Reviews are Crucial to Growing Businesses One of the biggest mistakes owners of growing businesses make is not keeping up their insurance coverage to account for the expanding assets and potential liabilities. Let’s say you started your business 10 years ago with just a small space and computer desk. Today, you have an […]
Personal auto insurance rates continue increasing and even motorists who have had no accidents or moving violations are seeing their premiums climb at some of the highest rates for decades. Continuing a trend from the past six years, premiums increased an average of 17% in the first half of 2023, according to Insurify, Inc. The […]
With homeowner’s insurance rates on the rise, you may be looking for ways to reduce your annual premium without skimping on coverage. After all, a large portion of your net worth resides in the same place as you do. But there are a number of strategies you can use to chip away at your overall […]
When you car gets damaged in an accident or stolen, the repair or recovery cost is only part of the story. Without another vehicle available, your only recourse may be to rent one. The good news is that your policy may already include coverage to defray the cost of a rental. Rental reimbursement coverage only […]
Material handling accidents account for thousands of injuries and a number of deaths each year on construction sites. They are one of the top injuries in the construction trade and can result in serious injuries and death depending on the material, the weight of the load, and the distance it falls. These injuries lead to […]
More cities and towns throughout the United States are replacing four-way intersections with roundabouts to help with traffic flow and reduce the chances of accidents. While navigating a roundabout can be daunting and confusing for many people, it’s in your best interest (and that of others on the road) that you learn how to safely […]
As more and more people start their own businesses, many of them start small and run the business from home. In the beginning, it might just be a side hustle to earn a little bit extra on top of their day job salary, but as it grows, your homeowner’s or renter’s insurance may not cover […]
If you have a teen driver, you already know you are paying more for their insurance than your own due to their inexperience and the greater likelihood that they will be involved in a traffic accident. Their inexperience coupled with still-developing judgment and the distractions of smartphone life is a concoction for a higher risk […]
