As temperatures fall and you spend more time indoors in front of the fireplace, the last thing you want to think about is the condition of your chimney. Dirty chimneys can cause serious fires, which damage or destroy homes and injure people. Before lighting a fire, make sure it is safe to do so. Be […]
Due to labor shortages and supply chain issues, the time it takes to repair a vehicle has increased substantially in the last year. What used to take two weeks maximum can now take more than a month, and that leaves some people in a bind with their insurance. The standard auto insurance policy will in […]
A number of factors are converging to drive up the cost of auto insurance, and the website Insurify.com predicts that rates will jump 12% on average in 2023 from this year’s level. Rate increases vary from state to state and some are seeing higher hikes than others. The expected increase for 2023 builds on a trend […]
If you’re struggling with your weight, one of the best approaches is to try to eat foods that don’t come out of a box and are all natural. The key to managing your weight is eating a well-rounded diet. Eating healthy doesn’t mean eating “rabbit food” bland raw vegetables that don’t excite the palate. Instead, […]
Your homeowner’s insurance policy protects you from having to pay on your own for damage to your home caused by fire, wind, smoke and other causes. However, your home might not be all you have to worry about. Does your property have a gazebo? A deck? A pool? An outside kitchen? A detached garage? A […]
Umbrella policies provide extra protection beyond standard coverage, and they are available in increments of a million dollars. Sometimes known as excess liability or personal liability insurance, umbrella insurance doesn’t stand alone. Instead, it adds another layer of liability protection on top of the liability built into other policies you have, including auto, homeowner’s or […]
When you’re in the construction industry you already have lots to worry about: Keeping your workers safe in one of the most dangerous industries, uninsured or underinsured subcontractors, and finding experienced employees from a shrinking pool of talent. Not only that, but lawsuits lurk in any project, exposing you to serious losses that can threaten […]
Over the past five years, 150 million vehicles have been recalled by manufacturers in the U.S. It’s great that regulators and auto makers are constantly looking for issues that can cause danger to drivers and passengers, and recalls have likely saved thousands of lives. The problem is that not all drivers are taking the recalls […]
While most of us take steps to protect our assets from fire and theft, there are some items in your home that you likely cannot afford to lose in any circumstances. Think: birth certificates, passports, Social Security cards, tax documents and any collections of valuable items, like stamps or coins. Often we default to using […]
If your child is gearing up to attend college, they will leave the comforts of home to likely be on their own for the first time. And while they and their belongings have been under the protective custody of you and your insurance, now that they will be living away they may not be as […]
