If you have a teen driver, you already know you are paying more for their insurance than your own due to their inexperience and the greater likelihood that they will be involved in a traffic accident. Their inexperience coupled with still-developing judgment and the distractions of smartphone life is a concoction for a higher risk […]
Construction Falls and the Dangers of Suspension Trauma
One of the most common construction industry accidents is falls from heights, which is why it’s crucial that you have in place fall protection systems for your workers. One of the best ways to prevent injuries and death from falls is by using a fall-arrest system. But while these systems can save lives, they can […]
Protecting Your Home Against Garage Fires
After the kitchen, the garage is the second-most common place in the home where fires start. There are some 6,600 garage fires that cause an estimated $457 million in property losses every year, according to the U.S. Fire Administration. The danger is that these fires, after they start, are rarely confined to the garage, easily […]
Take Extra Steps When Driving in Winter Conditions
While winter can bring beauty and may be exciting for children who enjoy sledding and other outdoor fun in the snow, for drivers it can turn a routine trip into a treacherous journey. Snowy and icy conditions can make for difficult driving and it’s important that you are prepared and on the ball when you […]
How Landlords Can Avoid Mold Liability Lawsuits
Mold is a serious problem in a number of older homes, apartment buildings and commercial buildings. It’s often caused by poor maintenance and unchecked water leaks that over time create conditions that are ripe for the growth of the fungus. The problem is that this mold can aggravate tenants’ allergies, and there are plenty of […]
Hiring a Contractor?
When you hire contractors, electricians or other home repair specialists, you may shop around on price and go with the least expensive one. But if a contractor comes in with a bid that is much lower than the competition, it could mean they are cutting corners – and one of the top ways for them […]
Eight Insurance Cost-Saving Tips for the New Year
As the new year gets underway, now is a good time to review your home safety and insurance plans for the year. Make sure in 2023 that you make your home safety a priority, and also ensure that you get the most bang for the buck with your insurance coverage. Here are eight ways that […]
How to Keep Your Home, Family Safe During the Holidays
As the holidays approach and the merriment gets underway, don’t forget to keep your home safe from fires, injuries and burglaries. Homeowner’s insurance claims spike in November and December every year, most of them due to fires as you start sprucing up your home for the holiday season, so keep an eye out for these […]
Preventing Chimney, Flue and Fireplace Fires
As temperatures fall and you spend more time indoors in front of the fireplace, the last thing you want to think about is the condition of your chimney. Dirty chimneys can cause serious fires, which damage or destroy homes and injure people. Before lighting a fire, make sure it is safe to do so. Be […]
Had an Accident? Expect Long Repair Times
Due to labor shortages and supply chain issues, the time it takes to repair a vehicle has increased substantially in the last year. What used to take two weeks maximum can now take more than a month, and that leaves some people in a bind with their insurance. The standard auto insurance policy will in […]