While most of us take steps to protect our assets from fire and theft, there are some items in your home that you likely cannot afford to lose in any circumstances. Think: birth certificates, passports, Social Security cards, tax documents and any collections of valuable items, like stamps or coins. Often we default to using […]
Homeowners Insurance
Plan Now for Your Child’s Insurance at College
If your child is gearing up to attend college, they will leave the comforts of home to likely be on their own for the first time. And while they and their belongings have been under the protective custody of you and your insurance, now that they will be living away they may not be as […]
A Hacker’s Tips on Keeping Your Personal Data Safe
One big concern for all of us these days is online safety and protecting our personally identifiable information and credit card information. Not only that, but clicking on a nefarious link on a website or in an e-mail can unleash a cyber attack on your computer with bots rifling through all of your files. In […]
This Isn’t Your Grandpa’s Home Alarm System
Home security alarms have come a long way over the past decade thanks to WiFi, Bluetooth and smartphone technology. These security systems allow you to monitor your home remotely and receive messages if a sensor detects motion or it hears glass breaking. Many of the systems are also hooked up to cameras that you can […]
Spring Showers Bring Water Damage; Be Prepared
The old saying goes “April showers bring May flowers.” However, those same showers can also bring something unwanted: water damage. Rain that exceeds the capacity of storm sewers, sump systems, bodies of water and the ground’s ability to absorb and hold water can cause big problems for your home, resulting in significant water damage and […]
Preparing Your Home for a Snowy Winter
The chill in the air tells you it’s time to pull out the heavy clothes and brave the falling temperatures. That chill should also tell you it’s time to perform a check of your home to ensure it can withstand the rigors of the upcoming winter. Roof – Start with a top-down approach by taking […]
Preparing Your Home for Fall and Winter Storms
As autumn approaches with its heavy rains and storms that are becoming increasingly unpredictable, you should start now to make sure your home is properly protected against them. If a particularly heavy storm hits, you can lose outdoor furnishings and see parts of your house damaged by winds or falling trees or branches. Also, you […]
Treat Your Insurance Policies as Valuable Assets
Even though your insurance premium payments appear on your books as an expense, you are in fact purchasing a valuable asset. The law firm of Anderson Kill recommends in a blog that companies treat their policies as assets that must be actively managed if their full value is to be realized when they are needed. […]
Repair Costs, Disasters Hit Homeowner’s Insurance Premiums
Increasingly frequent and extreme weather events, along with rising home repair costs, are combining to drive homeowner’s insurance premiums higher. According to the Insurance Information Institute, 2020 saw the number of wildfires nationwide jump to 58,950 from 50,477 in the year prior, resulting in over 10.1 million acres burned, more than double the 2019 number. […]
Do You Have Enough Insurance to Keep Up with Rising Home Repair Costs
The cost of buying and installing home building supplies is going through the roof, and it may leave you without enough insurance to rebuild should disaster strike. Lumber and other construction material prices have skyrocketed, and so has the cost of labor as the building industry struggles with a manpower shortfall. These issues are adding […]