A number of factors are converging to drive up the cost of auto insurance, and the website Insurify.com predicts that rates will jump 12% on average in 2023 from this year’s level. Rate increases vary from state to state and some are seeing higher hikes than others. The expected increase for 2023 builds on a trend […]
Over the past five years, 150 million vehicles have been recalled by manufacturers in the U.S. It’s great that regulators and auto makers are constantly looking for issues that can cause danger to drivers and passengers, and recalls have likely saved thousands of lives. The problem is that not all drivers are taking the recalls […]
People typically lock their cars when they park them to safeguard personal items and components inside the vehicle. Increasingly, however, criminals are less interested in what’s inside the car than they are in what’s underneath it – the catalytic converter. The National Insurance Crime Bureau has reported that thefts of catalytic converters jumped by 325% […]
The National Highway Traffic Safety Administration now classifies drowsy driving as “impaired” driving, putting it in the same category as driving under the influence of drugs or alcohol. The dangers of drowsy driving are real and the NHTSA estimates that it contributed to the deaths of 5,000 Americans last year. Drowsy-driving accidents cost an estimated […]
The auto industry continues to roll out new and improved safety features to protect drivers in case of an accident. The good news is that besides saving lives, if you purchase a car with these features, you may earn a discount on your insurance premium. There are a number of safety features that well net […]
While you’ve probably made some sound New Year’s resolutions for 2022, you may also want to consider a few that will give you more peace of mind and better protection. Our ideas for insurance-related resolutions can save you money and ensure that all of your important assets are properly insured. You may want to think […]
Determining who is legally responsible in an auto accident requires identifying who the negligent party is. In most cases, common sense can be used to determine fault, but often drivers do not know exactly which laws were broken by the at-fault party. This makes it more difficult to prove a case to an insurer when […]
As autumn hits its stride, it’s bringing showers and that means the roads become slick and dangerous, particularly if there is flooding accompanying the rain. When it rains, the number of auto accidents increases, even when rainfall is light. Any time the roadways are wet, there’s a higher risk of being involved in an injury-causing […]
For decades road fatalities were on a steady decline thanks in large part to new technologies that have made our cars safer, like anti-lock brakes, airbags, early warning systems and better construction. Then the smartphone entered the scene and the social media addiction exploded, adding a driving distraction that some people find too hard to […]
All states set minimum coverage levels for drivers, but if you are involved in a serious accident, minimal coverage may not get you off the hook for the full extent of damages. Your state’s goal is to make the required insurance affordable, but in many cases the established minimum coverage is not adequate to cover the […]
