While most people are understandably concerned about insuring their homes against fire loss, that risk is not what causes the most losses for homeowners. Water damage is a more common threat that accounts for more claims than fire damage. Statistics show that one out of every five homes will experience some kind of water damage […]
In auto insurance there are two main areas of covered physical damage losses: collision damage losses and losses other than collision. These two categories are often referred to as collision coverage and comprehensive coverage. What is comprehensive coverage? Comprehensive car insurance is auto insurance that covers loss to the insured’s vehicle caused by an object, […]
The novel coronavirus pandemic has made many of us work from home, wear masks in public and keep physically distant from others. A recent government study also indicates that it has made us worse drivers. While Americans drove less after the pandemic was declared, they were more dangerous when they did drive, according to the […]
Nobody’s perfect. That’s why should obtain a liability insurance: so, you avoid financial ruin if you accidentally cause major injuries or property damage to others. Problem is, your insurance isn’t perfect, either. That’s where an umbrella insurance policy comes in. What is umbrella insurance? Think of umbrella insurance as a safe way to cover your […]
The Importance Of Insuring Your Recreational Vehicle If you are considering purchasing a recreational vehicle (RV), it’s important to understand what type of insurance you’ll need for this type of car. Because your RV is both a home and a vehicle, it requires specialized. Also, every state require minimum liability coverage if the vehicle is […]
Buying life insurance is one of the most important financial decisions ones got to do in their lifetime. Finding the perfect insurance company can be overwhelming and it’s hard to find the perfect one to fit your needs. It’s an important choice to make but a lot of people might not give it the importance […]
Many companies use vehicles that they do not own in their daily operations. This includes vehicles that are rented (“hired”) as well as vehicles that belong to employees (“non-owned”). The long use of these vehicles can be dangerous for many business owners that don’t realize that they are putting their business assets at risk. Let’s jump into detail of what is Hired & Non-Owned Auto insurance and its importance: Hired and non-owned auto insurance, also known as HNOA, covers commercial liability expenses that are triggered by […]
There are a lot of benefits that auto insurance companies can offer when you invest in them. For a lot of us, we use vehicles to travel places, so we are well aware of how useful they are, as well how dangerous they can be in case of crashes. It is important for drivers and […]
Should you insure your wedding ring? Engagements are such a happy moment. Everything has worked perfectly and the bride-to-be is in love with her engagement ring. It’s a happy time in your life as a couple. No one wants to consider the possibility of a tragedy or a robbery but the truth is, anything can […]
Renters Insurance FAQS Answered Renters insurance is something that many go without, and only later realize how important it is. Even though it might not be a requirement on the lease, there are many reasons to have a good renters insurance. Here are just a few questions and answers that will help you […]
