A work-related vehicle accident will cost an employer an average of at least $16,500, according to OSHA. If injuries are involved, that figure can quadruple. If there’s a fatality, you could be looking at costs exceeding half a million dollars. Not to mention the suffering and broken lives that kind of event leaves in its wake. […]
High Heat Increases Risk of Injuries for Inside and Outdoor Workers
As many parts of the country are wrestling with ever-increasing temperatures during the summer months, a new study has found that the hotter the weather gets, the higher the risk of workplace accidents and injuries for both indoor and outside workers. The study by the University of California, Los Angeles, based on claims data from […]
Ensure Safe Driving on Rain-Soaked Roads
Your truck driver can control many things. They can control their steering and where they stop for the night. But, one thing that is out of their hands is the weather. Rain, sleet, hail and wind will all present themselves on different days to make their job more hazardous. The most common bad weather condition […]
How to Have a Safe 4th of July Celebration
Fourth of July is one of America’s favorite holidays and it’s a time to enjoy Independence Day with your family and friends. Unfortunately, every year more than 11,000 people are sent to the emergency room for fireworks-related injuries and in a typical year about eight to 10 people are killed by fireworks. On top of […]
Renter’s Insurance, for Affordable Peace of Mind
More than two-thirds of renters are uninsured for fire, natural disaster and burglary. Why do so many people take this unnecessary risk? Some may think that their landlord’s insurance will cover any claims, or that only houses are broken into and not apartments. But the fact is that more apartments are broken into than houses, […]
The Risks for Businesses As We Emerge from Pandemic
As the economy starts waking up from the ravages of the COVID-19 pandemic and more companies rehire workers or bring them back to the workplace, businesses will be faced with a number of risks that they may not have had to contend with in the past. That’s the conclusion of a new report, “New Emerging […]
Seven Ways to Reduce the Cost of Insuring Your Teen Driver
While teenagers react with glee when they get their driver’s license, for parents it is a time of angst and the specter of higher insurance premiums. Sticker shock is not uncommon when parents receive that first quote for coverage, but there’s a reason for those higher rates. Teen drivers are unproven and due to their […]
Builder’s Risk and Umbrella Insurance Pricing Climbing Fast
Insurance rates are rising rapidly for contractors, particularly for builder’s risk and excess liability policies as the cost of claims continues to increase dramatically. While rates for builders’ risk have been averaging 10 to 20%, pricing for excess liability and umbrella coverage have in some cases doubled from the year prior. Both lines of insurance […]
Be Extra Careful Driving in Work Zones
Some of the riskiest locations for roadway collisions are work zones, as they often result in changes in traffic patterns and right of way, along with workers present and large commercial vehicles on the scene. Work zones are designed to improve the safety of workers who are enhancing or repairing roads, freeways, bridges, sewage and […]
Tips to help keep you safe while riding
Staying visible to other drivers is among your biggest challenges when riding—which means it should be among your top priorities. First, you need to understand why the average driver struggles to see you in traffic: Size: Because of its comparatively small size, your motorcycle can appear farther away than it is. Visibility: You can easily […]