Employees Driving Business Errands
Have you ever sent an employee out to pick up needed supplies? Offered to buy lunch for the crew and asked an employee to pick it up? Unless you only send employees who are insured to drive your company vehicles,…
Category Commercial Auto Insurance
Annual Insurance Reviews For Businesses
Annual Insurance Reviews are Crucial to Growing Businesses One of the biggest mistakes owners of growing businesses make is not keeping up their insurance coverage to account for the expanding assets and potential liabilities. Let’s say you started your business…
Commercial Insurance Rate Hikes to Continue in 2022
Rates for most commercial lines of insurance are likely to continue rising going into 2022, as claims costs mount across the board. A new report from Marketscout notes that rate increases have accelerated across all major lines, but have been…
Why Every Business Needs Non-Owned Auto Coverage
Even businesses that own fleets of autos sometimes use vehicles that do not belong to them. Often, a business asks an employee to run an errand or visit a customer or vendor using that employee’s car. The organization may become…
Play It Safe with a Vehicle Fleet Safety Program
A work-related vehicle accident will cost an employer an average of at least $16,500, according to OSHA. If injuries are involved, that figure can quadruple. If there’s a fatality, you could be looking at costs exceeding half a million dollars. Not…
Ensure Safe Driving on Rain-Soaked Roads
Your truck driver can control many things. They can control their steering and where they stop for the night. But, one thing that is out of their hands is the weather. Rain, sleet, hail and wind will all present themselves…
Hire and non-owned auto insurance
Many companies use vehicles that they do not own in their daily operations. This includes vehicles that are rented (“hired”) as well as vehicles that belong to employees (“non-owned”). The long use of these vehicles can be dangerous for many business owners that don’t realize that they are putting their business assets at risk. Let’s jump into detail of what is Hired & Non-Owned Auto insurance and…