The National Highway Traffic Safety Administration now classifies drowsy driving as “impaired” driving, putting it in the same category as driving under the influence of drugs or alcohol. The dangers of drowsy driving are real and the NHTSA estimates that…
The auto industry continues to roll out new and improved safety features to protect drivers in case of an accident. The good news is that besides saving lives, if you purchase a car with these features, you may earn a…
While you’ve probably made some sound New Year’s resolutions for 2022, you may also want to consider a few that will give you more peace of mind and better protection. Our ideas for insurance-related resolutions can save you money and…
Determining who is legally responsible in an auto accident requires identifying who the negligent party is. In most cases, common sense can be used to determine fault, but often drivers do not know exactly which laws were broken by the…
As autumn hits its stride, it’s bringing showers and that means the roads become slick and dangerous, particularly if there is flooding accompanying the rain. When it rains, the number of auto accidents increases, even when rainfall is light. Any…
For decades road fatalities were on a steady decline thanks in large part to new technologies that have made our cars safer, like anti-lock brakes, airbags, early warning systems and better construction. Then the smartphone entered the scene and the…
All states set minimum coverage levels for drivers, but if you are involved in a serious accident, minimal coverage may not get you off the hook for the full extent of damages. Your state’s goal is to make the required insurance…
While teenagers react with glee when they get their driver’s license, for parents it is a time of angst and the specter of higher insurance premiums. Sticker shock is not uncommon when parents receive that first quote for coverage, but…
Some of the riskiest locations for roadway collisions are work zones, as they often result in changes in traffic patterns and right of way, along with workers present and large commercial vehicles on the scene. Work zones are designed to…
In auto insurance there are two main areas of covered physical damage losses: collision damage losses and losses other than collision. These two categories are often referred to as collision coverage and comprehensive coverage. What is comprehensive coverage? Comprehensive car…
