Auto Insurers Keep Up Double-Digit Rate Hikes

Auto Insurers Keep Up Double-Digit Rate Hikes

Private auto insurance rates continued climbing last year with all of the country’s largest car insurance carriers raising rates by 15% or more from 2022 levels, according to a new report. The rate hikes continue as car insurers face mounting claims costs due to increasing repair and replacement costs as well as more destructive natural […]

Who will Pay your Mortgage in the event of the Death?

Who will Pay your Mortgage in the event of the Death?

Sadly, thousands of Americans lose their homes every year because they can no longer make the insurance and mortgage payments on their home following the unexpected death or disability of a family breadwinner. In many cases, this is unnecessary. Term life insurance in amounts more than sufficient to pay off a home or replace most […]

Protect Your Tools, Equipment Against Theft

Protect Your Tools, Equipment Against Theft

One of the biggest headaches for contractors is equipment and tool theft, as thieves regularly raid worksites after hours or steal tools from parked vehicles. They can make away with tens of thousands of dollars worth of equipment, and in serious cases it can result in project delays and workers unable to do their jobs. […]

Nine Tips for Reducing Workplace Stress

Nine Tips for Reducing Workplace Stress

Work-related stress claims cost U.S. companies $200 billion to $300 billion a year, according to the American Institute of Stress. Stress can result in a number of secondary mental and physical illnesses and direct physical injuries, which directly affects health care costs, worker productivity — and can even result in workers’ compensation claims. In fact, […]

Smartphone Use Spells Trouble for Drivers

Smartphone Use Spells Trouble for Drivers

Distracted driving has skyrocketed in the past 13 years and experts say that smartphones are to blame. People are engaging on social media apps, reading text messages and e-mails — and even watching videos while behind the wheel. The result has been a surge in distracted-driving deaths, reversing decades of declines due to vehicle safety […]

Take Advantage of Safer Construction Devices

Take Advantage of Safer Construction Devices

Advancements are making construction workplaces safer thanks to innovative new designs that learn from the past and the weaknesses of equipment that has been used in construction for decades. Construction firms that don’t keep up with the latest in safety devices are missing an opportunity to save lives, reduce workplace injuries and avoid costly workers’ […]

Essential Safety Features for Safe Winter Driving

Essential Safety Features for Safe Winter Driving

Winter driving can be challenging, with icy roads, snow-covered surfaces and frigid temperatures posing significant risks to drivers. While safe driving plays a critical role, many modern vehicles come equipped with advanced safety features designed to enhance winter driving. These innovations can contribute to a safer and more comfortable driving experience in cold and snowy […]

Using Ride Services Can Save You Thousands

Using Ride Services Can Save You Thousands

Using Ride Services to Your Holiday Party Can Save You Thousands. With the widespread availability of ride services, such as Lyft and Uber, there is no reason to drive to your holiday party, especially if you drink. The cost of driving under the influence can be well over $10,000, and it can also cost you […]

Multi-Employer Construction Projects

Multi-Employer Construction Projects

Large construction projects involving multiple contractors are ripe for claims and if your company is involved in such an enterprise, one of your top priorities needs to be risk mitigation. With the specter of property damage, material losses and workplace injuries looming large, especially when there is more than one employer on a site, it […]

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